Getting a loan immediately should not be a problem. What to prepare when applying for a non-bank loan for the first time?
Each provider has several requirements that you must meet in order for your application to be reviewed as quickly as possible. Most non-banking services are intended primarily for Czech citizens only. If you are a foreigner who has a permanent residence here you will look for a little longer. Unfortunately, if you are under the age of 18 you cannot get any loan. Especially secondary school students ask this. Somewhere you may have found a loan where they require a minimum age of 21 years and that is possible.
Loan immediately without proof of income
You will also need a valid Identity Card. The questions of many clients are: I lost my citizen and can I still apply for a loan? Unfortunately, in most cases, this is not possible because the citizen is required to consider your application.
Next, are an email and a mobile phone. They may be sent a result or contacted for further action. After sending the loan application is good. with your phone turned on and occasionally checking your email in your spam folder. Often your loan can be approved, but you don’t even know about it.
If you can get money by postal order you will not need the account, but most non-bank providers send money only to the account. If you do not have it, we recommend that you create one. Do you have a son or daughter account, a so-called children’s account? Unfortunately, you will not receive a loan to these accounts.
Loans immediately: application
After the loan is assessed and approved, it may be required to send CZK 1 to the provider’s account. Why is this necessary? To avoid errors when transferring money and to make sure that the account is really yours. Some require sending a copy of the front and back of the OP. For higher amounts, you must prove your income most often in the form of an account statement or payslips.
Do you guarantee a real estate loan immediately? In this case, you will need photo + detailed information about the house, apartment or land.